Preschedule cancellation

33. Validity of obligatory insurance ahead of schedule stops in following cases:

Death of the citizen - the insured if its rights and a duty under the contract of obligatory insurance haven't passed to other persons;

Liquidation of the legal person - the insured;

License withdrawal of the insurer in an order established by the legislation of the Russian Federation, and (or) liquidation of the insurer;

Termination of the contract of obligatory insurance at the initiative of the insurer in connection with non-payment by the insured of an insurance premium when due hereunder at prolongation of period of validity of the contract of obligatory insurance;

Refusal of the insured of prolongation of the contract of obligatory insurance with the insurer with whom the contract has been concluded;
Replacement of the proprietor of a vehicle;

Full  destruction (loss) of the vehicle specified in the insurance policy of obligatory insurance;

Granting by the insured to the insurer of the false or incomplete data at the conclusion of the contract of the obligatory insurance, having essential value for definition of degree of insurance risk;

Other cases provided by the legislation of the Russian Federation.

34. In case of cancellation of the contract of obligatory insurance on one of the bases provided by subparagraphs, "г", "д", "з" point 33 of the present Rules, the insurance premium under the contract of obligatory insurance to the insured doesn't come back, if other isn't provided in the contract (the insurance policy of obligatory insurance). In other cases the insurer returns to the insured an insurance premium part for unexpired period of validity of the contract of obligatory insurance.

The insurance premium part comes back to the insured (to its lawful representatives, successors) within 14 calendar days from the date of reception by the insurer of the information on the cases specified in point 33 of the present Rules, or the statement of the insured for cancellation of the contract of obligatory insurance.

35. At cancellation of the contract of obligatory insurance the insurer is obliged to give to the insured of data on insurance under the form according to the appendix № 4. Data on insurance are given by the insurer in 5-day term from the date of the corresponding reference of the insured. The payment for granting of data isn't raised.

During period of validity of the contract of obligatory insurance on request of the insured or the driver specified in the insurance policy of obligatory insurance (at the conclusion of the contract of obligatory insurance taking into account limited use of a vehicle), data on obligatory insurance also are given by the insurer in an order established by the present point.

36. The contract of obligatory insurance can be nullified court from the moment of its conclusion in an order provided by the legislation of the Russian Federation.

ООО "PROГАРАНТ" - Все права защищены.